1 cup refried beans (canned
or homemade)
1 cup salsa (canned or
homemade)
1 cup grated Monterey
Jack cheese
1 cup grated cheddar
cheese
¾ cup sour cream
4 oz. cream cheese
1 T. chili powder
Combine all ingredients
in a crock pot & cook on high for 1 & ½ to 2 hours, stirring
occasionally.